Microsoft is giving service members the chance to buy their own copy of the latest Office Professional Plus 2016 or Office Home & Business 2016 for Mac to use at home for a low rate of $9.95. This is a great deal and a opportunity for service members to get the latest version of Word and […]
Active Duty VA Mortgages
Whether you are stationed in the United States or deployed overseas, I can help you with your VA Home Loan needs. Yes, oftentimes active duty personnel want to go ahead and use their VA loan, or at least some of it. This can indeed be done and I am able to help active duty personnel […]
VA Eligibility for Retired Veterans
I always here questions from retired veterans regarding their eligibility for the VA Home Loan program. Obviously the main question is “am I still eligible?” To answer that question short and sweet I simply say… yes, you are still eligible for the VA Home Loan Program. Just because you are retired does not negate the […]
Minimum Property Requirements and the VA Loan
There has been some talk in the past, even very recently, that the Department of Veterans Affairs might waive its minimum property requirements. However, even if they do wave some things there are still certain requirements that cannot be waived because they directly affect the health and safety of those who live in the home. If […]
VA Appraisal Guidelines and Reconsideration of Value
When a potential VA loan applicant is in the position to buy a home they usually get a contract sales price and then a VA assigned appraiser looks over the property to assess the value of the home. Sometimes the VA assigned appraiser’s value of the home does not reflect the sales price. Because the amount […]
VA Loan Regulations and Fees
Yes, the VA loan program is a federal program. However, the government actually doesn’t make direct loans to veterans. Instead, private lenders are able to finance the loan while the Department of Veterans Affairs offers a guaranty. This guaranty protects the lender against total loss if the the buyer defaults. This provides a nice incentive for […]