Now is the time to use your 0% financing and no down payment benefit that comes with the VA Loan Program. Interest rates are competitive and this could be the opportunity to lock in before rates rise. The VA Loan Program makes it easier for qualified Hawaii buyers to get a loan of up to $721,050. […]
Residual Income Guidelines for Hawaii
There are certain residual income guidelines you need to be aware of in Hawaii when applying for a VA home loan. Residual income requirements vary based on where you live. VA mortgages default at the lowest rate of all major lending options – including prime loans made via Fannie Mae and Freddie Mac. The Department […]
Credit Scores and VA Lending
Of course practicing responsible home ownership is always key, but striving to achieve a good credit score is a key starting point for those looking to purchase a home using their VA benefit. Credit scores and VA lending go hand-in-hand so lets take a look at some things.
The Cost of Waiting: How VA Interest Rates Will Affect Your VA Home Loan
Deciding whether or not to wait on buying a home is a constant decision that every family struggles with. What is the cost of waiting? How do VA interests rates affect your VA Home Loan? Both of these are great questions and both are something to spend a little time thinking about and researching. Buying […]